• Home
• Performance
• Fund Structure
  & Strategy
• Contact Us
• About CSTC

Charles Schwab Trust Company Collective Trust Funds Charles Schwab Trust Company, a division of Charles Schwab Bank, offers the following collective trust funds to qualified retirement plans and their participants in connection with its trust and custody services: Schwab Managed Retirement Trust Funds™   (SMRT Funds) [ Overview  •  Fund Fact Detail ] Target-date funds with industry-leading, non-proprietary sub-advisors.   Schwab Indexed Retirement Trust Funds™ (SIRT Funds) [ Overview ] Passively managed target-date funds with industry-leading, non-proprietary sub-advisors.   The Charles Schwab Stable Value Fund™ [ Overview  •  Fund Fact Detail ] Capital preservation vehicle with industry-leading, non-proprietary sub-advisors.   The Schwab Institutional Trust Funds® [ Overview  •  Fund Fact Detail ] Core investment vehicles with industry-leading, non-proprietary sub-advisors.   Sub-Advisory Relationships Aberdeen Asset Management American Century Investments American Funds Barclays Global Investors Dimensional Fund Adviors (DFA) Dodge & Cox Dwight Asset Management Franklin Templeton Investments Loomis, Sayles & Company Mellon Capital Management Neuberger Berman Pictet Asset Management PIMCO Standish Mellon Asset Management State Street Global Advisors Turner Investment Partners The Vanguard Group Wellington Management Western Asset Management The Funds are not available to individual retail investors. They are tradable via the NSCC. View important legal and regulatory fund documents..

Target Funds in Detail Fund Fact Sheets SMRT CL I SMRT CL II SMRT CL III SMRT CL IV SIRT Glide Path Analysis Overview Guide Stable Value Fund in Detail Fund Fact Sheets Monthly Key Statistics Overview Guide In The News New Morningstar categories adopted for SMRT Funds Webcast: Q3 2009 Collective Trust Funds Update Detailed Quarterly Commentary SMRT Funds Schwab Stable Value Fund >> View Press Release Archive Today's Market

Performance quoted is past performance, is no guarantee of future results and assumes that dividends and distributions are reinvested. Current performance may be lower or higher. Visit www.cstcfunds.com for month-end performance data. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than original cost.

The information presented in this Web site is for use by plan sponsors and their authorized consultants, broker/dealers, and advisors. It is not for use by retirement plan participants.

The Schwab Managed Retirement Trust Funds™, the Schwab Indexed Retirement Trust Funds™, the Schwab Institutional Trust Funds®, and the Schwab Stable Value Fund™ are collective trust funds managed and distributed by Charles Schwab Trust Company (“CSTC”), a division of Charles Schwab Bank. CSTC acts as trustee, manager, and distributor of the Funds. The Funds are not mutual funds and units of the Funds are not registered under the Securities Act of 1933, as amended, or applicable securities laws of any state or other jurisdiction. The Funds are not registered under the Investment Company Act of 1940, as amended, or other applicable law, and unit holders are not entitled to the protections of the 1940 Act. The Funds are not insured by CSTC, any of its affiliates, the FDIC or any other type of deposit insurance. As defined in the Funds’ Declaration of Trust and Participation Agreement documents, the Funds are available for investment by eligible, qualified retirement plan trusts only. The unit value of the Funds will fluctuate, and investors may lose money.

Charles Schwab Trust Company (CSTC), a division of Charles Schwab Bank, provides trust and custody services with respect to retirement plans and other employee benefit plans. CSTC is an affiliate of Charles Schwab & Co., Inc., member SIPC, and each of these entities is a wholly owned subsidiary of The Charles Schwab Corporation.

© 2008 Charles Schwab Bank. All rights reserved. (0608-3086)