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Advice that's integral to your plan

We believe that every participant has the right to objective, personalized advice without costly fees that could negate the benefit of receiving such advice. Now, through the advice services of GuidedChoice™,1 an independent advisory firm, we can put this belief into action for you.

Our unique advice service includes:

One-on-one support— phone appointments with Schwab representatives as often as participants wish

Relationship—the opportunity to speak with the same representative each time

Web access—online advice tools pre-loaded with participant information

Fund-specific advice—on plan funds and asset allocations

Plan-specific advice—that reflects your company's plan rules

Savings recommendations—both inside and outside the plan2

Immediate implementation—of advice by phone or web when participant accepts it

Annual rebalancing—helps participants stay on track with the advice3

Integration—built into our award-winning education and communications program

No additional cost—advice is included as a standard feature in your plan4

Ready access >>

1 Schwab Personal Retirement Planning™ investment advice is formulated and provided by GuidedChoice Asset Management, Inc. (GuidedChoice). GuidedChoice is not affiliated with, nor is it an employee or agent of Charles Schwab & Co., Inc. Member SIPC (CS & Co.) or Schwab Retirement Plan Services, Inc. (SRPS). The GuidedChoice service is available to participants enrolled in plans that use the recordkeeping and related services of SRPS. Availability is subject to regulatory requirements. Plan sponsors must elect to make the GuidedChoice service available. Participant access to the GuidedChoice service is facilitated through CS & Co. Neither CS & Co. nor SRPS supervises, makes recommendations with respect to, or takes responsibility for monitoring the advice provided to participants by GuidedChoice. CS & Co. and SRPS are affiliates of each other and are wholly owned subsidiaries of The Charles Schwab Corporation.

2 Although GuidedChoice advice is provided only on the retirement account serviced by Schwab, GuidedChoice considers outside retirement assets when constructing the advice and will provide recommended savings rates both inside and outside the plan.

3 Unless they opt out of this service.

4 "At no extra cost" and "no additional cost" mean that there is no cost for service outside the standard fees paid to Schwab Retirement Plan Services (SRPS) and Charles Schwab and Company, Inc. (CS&Co.) for recordkeeping and related services of SRPS and CS&Co.